See how much you could borrow with Kogan Money Home Loans

  • No credit checks, takes under 2 minutes
  • Get an estimated borrowing capacity
  • Estimated repayments and affordability
  • Award-winning variable and fixed rate home loans

Borrowing power estimator

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Loan details

Number of borrowers Hint
Purpose of the loan
Have you found a property? Hint

Hint: the minimum deposit required by Kogan Money on some products is 5%

Hint: if unsure you can use an estimate

Do you intend to live in the property?
Repayment type

Income

Borrower 1

What is your income type?
Years
Months

Borrower 2

What is your income type?
Years
Months

Expenses

Borrower 1

Have you had any previous credit issues?
How long ago?

Borrower 2

Have you had any previous credit issues?
How long ago?

Your details

By clicking submit you are agreeing to be contacted and followed up by Kogan Money regarding your home loan enquiry and to receiving general marketing communications from Kogan Money and Kogan.com. You may opt out of marketing communications at any time. You also agree that the information you submit will be subject to, and may be collected, used and disclosed in accordance with, Kogan.com’s Privacy Policy and Pepper Money's Privacy Policy

Award-Winning Home Loans

  Mozo Experts Choice 2019 RateCity Gold Awards 2020  

Important Information
This calculator is to be used as a guide only and is based on the accuracy of the limited information you have provided. The result does not constitute a quote, pre-qualification, formal approval for credit or an offer for credit and you should not enter commitments based on it. The specific details of your loan if an application is approved will be provided in your loan contract. Only joint applicant information with consent may be disclosed on this platform.

Kogan Money is a brand name of Kogan Australia Pty Limited (ACN 152 570 351, Australian Credit Representative Number 512424) (Kogan), who is an authorised credit representative of Mortgage Direct Pty Limited (ACN 075 721 434, Australian Credit Licence Number 391876). Pepper Group Limited (ACN 094 317 665, Australian Credit Licence Number 286655) is the service provider for Kogan. Credit is provided by Pepper Finance Corporation Limited (ACN 094 317 647) or Bendigo and Adelaide Bank Limited (ACN 068 049 178, Australian Credit Licence Number 237879).

All applications are subject to the relevant credit provider’s credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Your use of this website is subject to the website terms and conditions.  Personal information is collected, used and disclosed in accordance with Kogan’s Privacy Policy & Pepper Money's Privacy Policy